Sometimes a mortgage modification is not available or even desired. There are still options. A short sale can help lessen the impact of a foreclosure by avoiding it altogether! Simply stated, a short sale is when a home is sold for a value less than the mortgage balance. Whether you have fallen behind on your mortgage payments or will fall behind on the payments in the near future, a short sale may be a viable option for you. Contact THE LAW OFFICE OF JOSEPH MARINO, PC to discuss your options and determine whether a short sale is right for you.